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In addition, customers for this kind of strategy could have severe legal or criminal histories. It is necessary to keep in mind that various carriers provide an array of problem ages on their ensured concern plans as reduced as age 40 or as high as age 80 - burial mutual of omaha. Some will additionally offer higher face values, approximately $40,000, and others will permit far better death advantage problems by enhancing the rate of interest price with the return of premium or reducing the number of years until a complete fatality advantage is readily available