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Cash money worth is a living benefit that remains with the insurance provider when the insured dies. Any exceptional fundings against the money value will decrease the plan's survivor benefit. Whole life insurance. The plan owner and the insured are generally the very same individual, but often they might be different. A service may acquire essential individual insurance policy on a vital staff member such as a CHIEF EXECUTIVE OFFICER, or an insured might sell their very own plan to a third event for cash in a life settlement - Life insurance.
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